SBI PO · English Language & Comprehension
Homonyms & Homophones
Distinguishing words that sound alike or are spelled alike but differ in meaning.
Seven concepts. Homonyms, homophones and homographs look identical until the sentence around them tells you which meaning is live — and the exam favourite is not the rare word but the pair you use every day with the wrong spelling.
- SBI PO
- Medium level
- 7 concepts
- 5 practice questions
1Homophone, homonym, homograph
Three labels, one exam habit: read the sentence before you read the options. A homophone sounds the same but is spelled differently — their, there and they're share a sound and split three jobs. A homonym shares spelling and usually sound but carries unrelated meanings — bank is a river edge or a financial institution depending on context. A homograph shares spelling but may split in pronunciation — lead to guide rhymes with seed; lead the metal rhymes with red.
The labels matter less than the question type. Fill-in-the-blank items test whether you can hear the right word; sentence-meaning items test whether you can hold two spellings of one sound apart; context items test whether you know which of two meanings the writer intended. Name the trap first, then pick the word.
Figure. Labels vary; the exam habit is constant — read the sentence before the options.
| Category | Spelling | Sound | Exam cue |
|---|---|---|---|
| Homophone | different | same | pick the spelling that fits the blank |
| Homonym | same | same | pick the meaning the context needs |
| Homograph | same | may differ | pronounce mentally, then choose the sense |
Bank (river edge) and bank (financial institution) — same spelling, same pronunciation, unrelated meanings. That pair is best called a
- homophone
- homonym
- homograph
Homonyms share spelling and sound but not sense — bank/bank is the textbook case. Homophone is wrong because those pairs differ in spelling (write/right). Homograph is the exam label for same spelling with a sound split (lead /liːd/ vs lead /lɛd/); bank keeps one pronunciation, so homonym is the tighter fit under the table above.
2The context-substitution check
When two words look or sound alike, swap in the plain meaning and read the whole sentence aloud. If the swap still makes sense, you have the right word; if it turns nonsense, try the partner. The desert was hot works with dry land; He will not desert his friends fails if you insert dry land, so the verb abandon is live.
Substitution beats etymology stories every time on a timed paper. You do not need to know why stationery has an e; you need to see that writing materials fits the blank and not moving does not.
Figure. Swap the plain gloss into the sentence; nonsense means wrong word.
How it works
- Read the full sentenceNever choose from the blank alone — the neighbour words carry tense, register and meaning.
- Substitute the definitionReplace the confusable word with a plain synonym or gloss, not with another confusable.
- Keep or swapIf the sentence holds, lock the answer; if it breaks, test the other spelling or sense.
The general refused to _____ his troops during the siege. (desert / dessert)
- desert
- dessert
- either fits
Substitute abandon: refuse to abandon his troops reads cleanly. Substitute sweet course and the sentence collapses — a commander does not refuse cake. Dessert is wrong because the context is military loyalty, not food.
3There, their, they're
Place goes to there — look for location or the dummy subject there is. Possession goes to their — if a noun follows and owns something, their is the hand. Contraction they're expands to they are; if the sentence still works when you read they are aloud, that is the live form.
Exam setters love stacking all three in one passage. Run the three tests in that order: location, possession, they are. The wrong there/their swap survives a quick glance because both look grammatical until you substitute.
Figure. Place / possession / contraction — three jobs, three spellings.
How it works
- Location or dummy subjectIf the blank points to a place or opens there is / there are, write there.
- PossessionIf the next word is a noun someone owns, write their.
- Expand they areRead they're as they are; if the sentence still holds, keep the contraction.
_____ going to store the files over _____; _____ password is on the sticky note.
- Their, there, They're
- They're, there, their
- There, they're, their
They're going expands to They are going. Store over there is location. Their password is possession before the noun password. Option A fails the expansion test on the first blank; option C puts a location word where a contraction is needed.
4Affect and effect
In almost every competitive sentence, affect is the verb to influence and effect is the noun result. The new policy will affect thousands — the blank needs a doing word. The effect of the policy was severe — the blank names an outcome.
Effect doubles as a rare verb meaning to bring about (effect a change), which is why rote A-for-action breaks if you treat it as absolute. When both words look viable, ask whether the blank names an action on something else (affect) or the thing produced (effect).
Figure. In exam English, affect is usually the verb and effect the noun.
| Blank needs | Word | Quick test |
|---|---|---|
| a doing word (what X did to Y) | affect (verb) | The rain ___ the crop → influenced |
| a thing produced | effect (noun) | The ___ was severe → result |
| to bring about (formal) | effect (verb) | ___ a compromise → cause / achieve |
The drought will _____ crop yields; the long-term _____ on prices may last two seasons.
- effect … affect
- affect … effect
- affect … affect
First blank: the drought does something to yields → influence → affect. Second blank: names the outcome on prices → result → effect. Option A reverses the usual roles; option C treats both as verbs when the second slot needs a noun.
5Principal and principle
Principal names the main person or the main thing — the school principal or the principal amount. Principle names a rule or belief — honesty is a principle of leadership. The memory hook is principAL for your pAL (the head) and principlE for a rulE.
Exam blanks almost always ask for the moral rule when the sentence talks about character, ethics or beliefs, and for the main thing when the sentence talks about money, loans or rank. Substitute rule versus head and the wrong spelling dies immediately.
Figure. Principal is the main person or amount; principle is a rule.
Honesty is an important _____ of a good leader.
- principal
- principle
- principals
The sentence needs a moral rule or belief → principle. Principal is the head of a school or the main sum — substitute head of school and the sentence turns nonsense. Principals is plural and still names people, not beliefs.
6Stationary and stationery
Stationary means not moving — a stationary car, stationary population. Stationery means writing materials — paper, pens, envelopes. Stationery carries an e for envelope; stationary ends in ary like ordinary adjectives.
The adjective almost always modifies a physical thing that could move but does not. The noun almost always sits near buy, shop, office or supply. If the blank describes motion, pick ary; if it names goods, pick ery.
Figure. Stationary is still; stationery is paper — e for envelope.
The queue remained _____ for twenty minutes outside the _____ shop.
- stationery … stationary
- stationary … stationery
- stationary … stationary
Queue remained not moving → stationary. Shop selling paper and pens → stationery. Option A swaps the meanings; option C treats both as the adjective, leaving no noun for writing materials.
7Complement and compliment
Complement completes — shoes complement the dress, angles complement to ninety degrees. Compliment is praise — she complimented his speech. Complement shares e with complete; compliment shares i with the informal I like it.
If the blank means goes well with or makes whole, write complement with an e. If it means express admiration, write compliment with an i. Half the wrong answers in this pair come from picking the praise word where the sentence is about matching parts.
Figure. Complement completes; compliment praises — e with complete.
The navy tie _____ the grey suit, and several guests _____ the host on the menu.
- compliment … complement
- complement … compliment
- complement … complement
Tie completes the outfit → complement. Guests offer praise → compliment. Option A swaps the roles; option C uses complete for both slots, but guests do not complete a host.
Notes
- Homophones sound alike, differ in spelling/meaning: 'their' (possessive), 'there' (place), 'they're' (they are) sound identical but are used differently. Similarly 'principal' (head of school / main) vs 'principle' (a rule/belief).
- Homonyms are spelled/sound alike but have different meanings: 'bank' (river edge / financial institution), 'bat' (animal / cricket bat), 'bark' (dog's sound / tree covering). Context decides the intended sense.
- Homographs share spelling but may differ in sound: 'lead' (to guide, rhymes with 'seed') vs 'lead' (the metal, rhymes with 'red'); 'tear' (to rip) vs 'tear' (from the eye).
- Meaning is Fixed by Context: Since these words look/sound the same, only the sentence reveals the correct one. 'The desert was hot' (dry land) vs 'He will not desert his friends' (abandon).
- High-Frequency Confusables: Master exam favourites — 'affect' (verb, to influence) vs 'effect' (noun, a result); 'stationary' (not moving) vs 'stationery' (writing materials); 'complement' (complete) vs 'compliment' (praise).
Formulas
- there/their/they're test: place → there; possession → their; 'they are' → they're.
- affect vs effect: affect = action verb (to influence); effect = noun (the result). ('The rain affected the crops; the effect was severe.')
- principal vs principle: principaL = main person/thing (your pal); principle = a rule.
- stationary vs stationery: statioNARy = not moving; stationERy = paper/pens (E for envelope).
- complement vs compliment: complement = completes (with an 'e' like 'complete'); compliment = praise (with an 'i' like 'I like it').
- Context-substitution check: swap in the plain meaning of the word to confirm the sentence still makes sense.
Exam traps & shortcuts
- Use built-in memory hooks: 'stationERy' has an E for Envelope/pen; 'principAL' is your pAL (the main person).
- Replace the confusable word with its definition; if the sentence still makes sense, you've chosen the right one.
- For affect/effect, remember it's usually the verb 'Affect' (Action) and the noun 'Effect' (End result).
- Read the whole sentence for context, since these words are indistinguishable in isolation.
Reference tables
Run substitution on any row before you trust a memory story.
| Pair | Keep when the blank means | Memory hook |
|---|---|---|
| there / their / they're | place · possession · they are | there = here; their = heir; they're = they are |
| affect / effect | influence (verb) · result (noun) | Affect = Action in most stems |
| principal / principle | main person/amount · rule/belief | principAL = pAL; principlE = rulE |
| stationary / stationery | not moving · paper and pens | stationEry = Envelope |
| complement / compliment | completes · praises | complement = complete; compliment = I praise |
| write / right / rite / wright | put words · correct · ceremony · maker | write = pen; right = correct; rite = ritual; wright = craft (playwright) |
Recap
Homonym items are won on the sentence, not the dictionary.
- Read first
- Never pick from the blank alone — the neighbours fix tense, part of speech and sense.
- Substitute
- Swap the plain meaning; if the sentence breaks, you are on the wrong spelling or sense.
- Affect / effect
- Blank needs an action → affect; blank names an outcome → effect.
- Principal / principle
- Rule or belief → principle; head or main amount → principal.
- Stationery
- Paper and pens → stationery with an e; not moving → stationary with ary.
- Complement
- Goes with or completes → complement; praise → compliment.
Practise Homonyms & Homophones
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